To get Emerald Rings(+15AC) for a low-level party, fight the skeletons in the closet(10,4) at Middlegate to build up gold(cast turn undead.) Buy the Chop Suey at the Tavern in Sandsobar(5,10) for one NPC and the Troll Liver in Vulcania's Tavern(2,4) for another. Buy a Teleport Orb from Atlantium's armory and teleport to (0,14) facing north. Teleport out, leave 3 PC's in the inn and pick up your 5 NPC's. In Tundara, go east from the inn to the town gates. Turn south and teleport two squares. Rob the dead. Give the Emerald Ring to an NPC and dismiss him/her. Now you can turn left and right and the Emerald Ring will appear again, because the game just checks that nobody in your party has an Emerald Ring. Repeat with as many NPC's as you have. Go south, flee from the Snowbeasts(which always works) to avoid the police. Return to the inn and pool the spoils to a PC before rejoining your party.